Leverage ratio of Atom Bank 2017-2023
Founded in 2014, Atom Bank was not only the first app-only bank in the United Kingdom (UK), but also the first online bank to be granted a full UK regulatory license in 2015. The leverage ratio of Atom Bank showed some fluctuations between 2017 and 2023, with the highest leverage ratio recorded in 2017 at 10.9 percent. It was followed by a significant decline in the following years, with the leverage ratio dropping to its lowest point in 2021 at 3.9 percent. As of 2023, the leverage ratio of Atom Bank was 6.4 percent.