Bank loans in the United States - statistics & facts
Key insights
- Outstanding consumer credit
- 4.63tr USD
Detailed statistics
Value of consumer credit outstanding in the U.S. 2000-2022
- Value of securities, loans, and leases of commercial banks
- 17.5tr USD
Detailed statistics
Value of securities, loans, and leases of all commercial banks in the U.S. 2007-2024
- U.S. per capita debt balance 120+ days late
- 340 USD
Detailed statistics
Value of delinquent debt balance per capita in the U.S. 2021-2022 (in U.S. dollars)
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Overview
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- Premium Statistic Gross loans and leases of FDIC-insured commercial banks in the U.S. 2000-2022
- Premium Statistic Value of loans by commercial in the U.S. 2023, by type
- Premium Statistic Quarterly loan value as a share of total bank assets in the U.S. 2003-2022, by type
- Premium Statistic Value of loans of FDIC-insured commercial banks to individuals 2000-2022
- Basic Statistic Value of revolving credit outstanding in the U.S. 1995-2022
- Premium Statistic Value of outstanding loans of credit unions in the U.S. 2013-2022
- Premium Statistic Annual change of loans and leases in bank credit in the U.S. 2007-2023
- Premium Statistic Number of microloans granted by SBA to small businesses in the U.S. FY 2010-2021
Overview
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Premium Statistic
Gross loans and leases of FDIC-insured commercial banks in the U.S. 2000-2022
Gross loans and leases of FDIC-insured commercial banks in the U.S. 2000-2022
Value of gross loans and leases of FDIC-insured commercial banks in the United States from 2000 to 2022 (in trillion U.S. dollars)
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Premium Statistic
Value of loans by commercial in the U.S. 2023, by type
Value of loans by commercial in the U.S. 2023, by type
Value of loans owned by commercial banks in the United States as of May 2023, by category (in billion U.S. dollars)
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Premium Statistic
Quarterly loan value as a share of total bank assets in the U.S. 2003-2022, by type
Quarterly loan value as a share of total bank assets in the U.S. 2003-2022, by type
Value of loans as a share of total assets of commercial banks in the of United States from Q1 2003 to Q4 2022, by type
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Premium Statistic
Value of loans of FDIC-insured commercial banks to individuals 2000-2022
Value of loans of FDIC-insured commercial banks to individuals 2000-2022
Value of loans of FDIC-insured commercial banks to individuals in the United States from 2000 to 2022 (in billion U.S. dollars)
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Basic Statistic
Value of revolving credit outstanding in the U.S. 1995-2022
Value of revolving credit outstanding in the U.S. 1995-2022
Value of revolving credit outstanding in the United States from 1995 to 2022 (in billion U.S. dollars)
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Premium Statistic
Value of outstanding loans of credit unions in the U.S. 2013-2022
Value of outstanding loans of credit unions in the U.S. 2013-2022
Value of outstanding loans granted by credit unions in the United States from 2013 to 2022 (in billion U.S. dollars)
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Premium Statistic
Annual change of loans and leases in bank credit in the U.S. 2007-2023
Annual change of loans and leases in bank credit in the U.S. 2007-2023
Percentage change on previous year of loans and leases in bank credit in the United States from January 2007 to December 2023
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Premium Statistic
Number of microloans granted by SBA to small businesses in the U.S. FY 2010-2021
Number of microloans granted by SBA to small businesses in the U.S. FY 2010-2021
Number of microloans granted by Small Business Administration Microloan Program to small businesses in the United States from financial year 2010 to 2021
Interest rates
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- Premium Statistic Annual prime loan rate of banks in the U.S. 1990-2023
- Premium Statistic Interest rate on 24-month personal loans in the U.S. 2000-2023
- Premium Statistic Interest rate on credit card plans in the U.S. 1994-2023
- Premium Statistic Car loan interest rates in the U.S. 2019-2023, by type
- Premium Statistic Mortgage interest rates in the U.S. Q1 2019- Q2 2023, by mortgage type
- Premium Statistic Interest rate of business loans in the U.S. 2007-2020, by company size
Interest rates
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Premium Statistic
Annual prime loan rate of banks in the U.S. 1990-2023
Annual prime loan rate of banks in the U.S. 1990-2023
Prime rate charged by banks in the United States from 1990 to 2023
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Premium Statistic
Interest rate on 24-month personal loans in the U.S. 2000-2023
Interest rate on 24-month personal loans in the U.S. 2000-2023
Finance rate on 24-month personal loans at commercial banks in the United States from February 2000 to November 2023
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Premium Statistic
Interest rate on credit card plans in the U.S. 1994-2023
Interest rate on credit card plans in the U.S. 1994-2023
Commercial bank interest rate on credit card plans in the United States from November 1994 to February 2023
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Premium Statistic
Car loan interest rates in the U.S. 2019-2023, by type
Car loan interest rates in the U.S. 2019-2023, by type
Interest rates on new car loans in the United States from 1st quarter 2019 to 1st quarter 2023, by type
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Premium Statistic
Mortgage interest rates in the U.S. Q1 2019- Q2 2023, by mortgage type
Mortgage interest rates in the U.S. Q1 2019- Q2 2023, by mortgage type
Mortgage interest rates from 1st quarter 2019 to 2nd quarter 2023 in the United States, by mortgage type
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Premium Statistic
Interest rate of business loans in the U.S. 2007-2020, by company size
Interest rate of business loans in the U.S. 2007-2020, by company size
Average interest rate of business loans in the United States from 2007 to 2020, by company size
Mortgages
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- Basic Statistic Mortgage debt outstanding in the U.S. 2001-2023
- Basic Statistic Mortgage debt outstanding in the U.S. 2023, by sector
- Basic Statistic Mortgage debt outstanding on family residences in the U.S. 2001-2023
- Basic Statistic Mortgage debt outstanding on multifamily residences in the U.S. 2001-2023
- Basic Statistic Mortgage debt outstanding on commercial property in the U.S. 2001-2023
Mortgages
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Basic Statistic
Mortgage debt outstanding in the U.S. 2001-2023
Mortgage debt outstanding in the U.S. 2001-2023
Value of mortgage debt outstanding in the United States from 2001 to 2023 (in trillion U.S. dollars)
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Basic Statistic
Mortgage debt outstanding in the U.S. 2023, by sector
Mortgage debt outstanding in the U.S. 2023, by sector
Value of mortgage debt outstanding in the United States in 2023, by sector (in trillion U.S. dollars)
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Basic Statistic
Mortgage debt outstanding on family residences in the U.S. 2001-2023
Mortgage debt outstanding on family residences in the U.S. 2001-2023
Value of mortgage debt outstanding on family residences in the United States from 2001 to 2023 (in trillion U.S. dollars)
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Basic Statistic
Mortgage debt outstanding on multifamily residences in the U.S. 2001-2023
Mortgage debt outstanding on multifamily residences in the U.S. 2001-2023
Value of mortgage debt outstanding on multifamily residences in the United States from 2001 to 2023 (in billion U.S. dollars)
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Basic Statistic
Mortgage debt outstanding on commercial property in the U.S. 2001-2023
Mortgage debt outstanding on commercial property in the U.S. 2001-2023
Value of mortgage debt outstanding on commercial property in the United States from 2001 to 2023 (in trillion U.S. dollars)
Personal, student, and car loans
6
- Basic Statistic Total consumer credit outstanding in the U.S. 2006-2023
- Premium Statistic Annual change of total consumer credit in the U.S. 2007-2023
- Premium Statistic Total car loan balances in the U.S. 2006-2023
- Premium Statistic Value of car loan originations in the U.S. 2007-2022, by age
- Premium Statistic Amount of student loan debt outstanding, by type U.S. 2023
- Premium Statistic Value of outstanding student loans U.S. 2006-2023
Personal, student, and car loans
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Basic Statistic
Total consumer credit outstanding in the U.S. 2006-2023
Total consumer credit outstanding in the U.S. 2006-2023
Total consumer credit outstanding in the United States from the 3rd quarter 2006 to the 1st quarter 2023 (in billion U.S. dollars)
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Premium Statistic
Annual change of total consumer credit in the U.S. 2007-2023
Annual change of total consumer credit in the U.S. 2007-2023
Percentage change on previous year of total consumer credit in the United States from January 2007 to September 2023
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Premium Statistic
Total car loan balances in the U.S. 2006-2023
Total car loan balances in the U.S. 2006-2023
Total car loan balances in the United States from 2nd quarter 2006 to 2nd quarter 2023 (in trillion U.S. dollars)
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Premium Statistic
Value of car loan originations in the U.S. 2007-2022, by age
Value of car loan originations in the U.S. 2007-2022, by age
Value of car loan originations in the United States from 2007 to 2022, by age (in billion U.S. dollars)
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Premium Statistic
Amount of student loan debt outstanding, by type U.S. 2023
Amount of student loan debt outstanding, by type U.S. 2023
Amount of outstanding student loan debt in the United States in 2023, by student loan type (in billion U.S. dollars)
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Premium Statistic
Value of outstanding student loans U.S. 2006-2023
Value of outstanding student loans U.S. 2006-2023
Value of outstanding student loans in the United States from Q1 2006 to Q3 2023 (in billion U.S. dollars)
Business loans
4
- Premium Statistic Monthly value of commercial and industrial loans in the U.S. 2007-2023
- Premium Statistic Export credit guarantee program (GSM-102) allocation in the U.S. 2023, by region
- Premium Statistic Approval of small businesses loans in the U.S. 2019-2023, by lender type
- Premium Statistic Number of microloans granted by SBA to small businesses in the U.S. FY 2010-2021
Business loans
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Premium Statistic
Monthly value of commercial and industrial loans in the U.S. 2007-2023
Monthly value of commercial and industrial loans in the U.S. 2007-2023
Value of commercial and industrial loans at all commercial banks in the United States from January 2007 to December 2023 (in billion U.S. dollars)
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Premium Statistic
Export credit guarantee program (GSM-102) allocation in the U.S. 2023, by region
Export credit guarantee program (GSM-102) allocation in the U.S. 2023, by region
Allocation of the export credit guarantee program (GSM-102) by the U.S. Department of Agriculture for the financial year 2023, by region (in million U.S. dollars)
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Premium Statistic
Approval of small businesses loans in the U.S. 2019-2023, by lender type
Approval of small businesses loans in the U.S. 2019-2023, by lender type
Approval rate of small businesses loans in the United States from September 2019 to March 2023, by lender type
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Premium Statistic
Number of microloans granted by SBA to small businesses in the U.S. FY 2010-2021
Number of microloans granted by SBA to small businesses in the U.S. FY 2010-2021
Number of microloans granted by Small Business Administration Microloan Program to small businesses in the United States from financial year 2010 to 2021
Non-performing loans
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- Premium Statistic Quarterly delinquency on consumer loans at commercial banks in the U.S. 2007-2024
- Premium Statistic Delinquency rates of U.S. business loans at commercial banks Q1 2000-Q1 2023
- Basic Statistic Delinquency rates of U.S. real estate loans at commercial banks 2000-2023, by quarter
- Premium Statistic Quarterly delinquency on all commercial bank loans in the U.S. 2007-2023
- Premium Statistic Share of 90+ delinquent auto loan balances in the U.S. 2003-2022
- Premium Statistic Quarterly loan loss provisions as a share of total bank loans in the U.S. 2003-2022
- Basic Statistic Share of non-performing loans to total gross loans in the U.S. 2009-2022
Non-performing loans
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Premium Statistic
Quarterly delinquency on consumer loans at commercial banks in the U.S. 2007-2024
Quarterly delinquency on consumer loans at commercial banks in the U.S. 2007-2024
Delinquency rate on consumer loans of all commercial banks in the United States from 1st quarter 2007 to 4th quarter 2024
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Premium Statistic
Delinquency rates of U.S. business loans at commercial banks Q1 2000-Q1 2023
Delinquency rates of U.S. business loans at commercial banks Q1 2000-Q1 2023
Delinquency rates of business loans at commercial banks in the United States from 1st quarter 2000 to 1st quarter 2023
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Basic Statistic
Delinquency rates of U.S. real estate loans at commercial banks 2000-2023, by quarter
Delinquency rates of U.S. real estate loans at commercial banks 2000-2023, by quarter
Delinquency rates of real estate loans at commercial banks in the United States from 1st quarter 2000 to 4th quarter 2023
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Premium Statistic
Quarterly delinquency on all commercial bank loans in the U.S. 2007-2023
Quarterly delinquency on all commercial bank loans in the U.S. 2007-2023
Delinquency rate on all loans at commercial banks in the United States from 1st quarter 2007 to 3rd quarter 2023
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Premium Statistic
Share of 90+ delinquent auto loan balances in the U.S. 2003-2022
Share of 90+ delinquent auto loan balances in the U.S. 2003-2022
Share of 90+ delinquent auto loan balances in the United States from 2003 to 2022
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Premium Statistic
Quarterly loan loss provisions as a share of total bank loans in the U.S. 2003-2022
Quarterly loan loss provisions as a share of total bank loans in the U.S. 2003-2022
Loan loss provisions as a share of total loans of commercial banks in the of United States from Q1 2003 to Q4 2022
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Basic Statistic
Share of non-performing loans to total gross loans in the U.S. 2009-2022
Share of non-performing loans to total gross loans in the U.S. 2009-2022
Non-performing loans as a share of total gross loans in the United States from 2009 to 2022
Loan behavior
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- Premium Statistic Credit refusal in the U.S. 2022, by race and family income
- Premium Statistic Personal loan complaints reported to CFPB in the U.S. 2020-2022
- Premium Statistic Denial rates for mortgages in the U.S. 2019-2023, by race
- Premium Statistic Use of credit in the U.S. 2021, by education level and type of credit
- Premium Statistic Usage of credit in the U.S. 2021, by race and type of credit
- Premium Statistic Usage of credit in the U.S. 2021, by age and type of credit
Loan behavior
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Premium Statistic
Credit refusal in the U.S. 2022, by race and family income
Credit refusal in the U.S. 2022, by race and family income
Credit denied or approved for less than requested in the United States in 2022, by race and family income
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Premium Statistic
Personal loan complaints reported to CFPB in the U.S. 2020-2022
Personal loan complaints reported to CFPB in the U.S. 2020-2022
Distribution of personal loan complaints reported to Consumer Financial Protection Bureau in the United States from 2020 to 2022
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Premium Statistic
Denial rates for mortgages in the U.S. 2019-2023, by race
Denial rates for mortgages in the U.S. 2019-2023, by race
Denial rates for mortgages in the United States from 1st quarter 2019 to 3rd quarter 2023, by race
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Premium Statistic
Use of credit in the U.S. 2021, by education level and type of credit
Use of credit in the U.S. 2021, by education level and type of credit
Share of people who have used credit in the United States in 2021, by education level and type of credit
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Premium Statistic
Usage of credit in the U.S. 2021, by race and type of credit
Usage of credit in the U.S. 2021, by race and type of credit
Share of people who have used credit in the United States in 2021, by race and type of credit
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Premium Statistic
Usage of credit in the U.S. 2021, by age and type of credit
Usage of credit in the U.S. 2021, by age and type of credit
Share of people who have used credit in the United States in 2021, by age group and type of credit
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