Card payment value in Europe, by country 2000-2021

The value of card payments at POS terminals in France was almost as high as that of Italy and Germany combined in 2021. This reveals itself in a comparison of the overall value of card transactions - either credit cards or debit cards - at point-of-sale (POS) terminals within the EU-27. The United Kingdom does not feature in this ranking. France's preference for cards compared to the rest of Europe may be a consequence of the different card schemes that exist within Europe's payment landscape. France has a domestic scheme - unique to that country alone - that is co-branded with Visa, enabling both credit card as well as debit card payments.

Value of POS transactions with cards - either credit card or debit card - issued by resident PSPs at terminals provided by resident PSPs in 27 countries in Europe from 2000 to 2021 (in million euros)

Characteristic	France	Italy	Germany	Spain	Netherlands	Poland	Sweden	Belgium	Portugal	Denmark	Ireland	Greece	Finland	Austria	Czechia	Hungary	Romania	Slovakia	Croatia	Lithuania	Slovenia	Estonia	Latvia	Bulgaria	Luxembourg	Cyprus	Malta
2021	449,341.06	254,844.31	225,048.31	175,025.35	121,642.59	96,395.65	82,545.71	78,369.44	62,928.64	52,630.16	33,503.23	32,384	30,818.08	29,675.38	26,233.8	21,174.3	-	12,534.07	-	7,349.34	6,787.29	5,940.28	4,378.67	-	-	-	-
2020	429,893.72	211,475.64	228,942.41	143,728.79	125,839.09	83,305.92	73,133.72	71,631.6	56,077.99	50,976.14	28,573.32	26,765	30,155.6	27,626.93	22,071.94	18,453.22	15,094.62	9,735.62	8,281.15	6,195.95	5,855.99	5,368.87	3,550.05	3,608.3	-	-	-
2019	441,617.59	209,658.9	232,816.29	147,643.73	128,741.43	77,382.28	76,733.57	73,807.68	58,918.08	51,228.47	28,676.04	20,365.18	32,568.26	24,406.24	19,999.21	19,098.69	12,984.32	9,100.25	8,257.82	5,434.26	5,734.44	5,294.08	3,451.9	3,115.82	-	-	-
2018	438,088.95	192,213	224,392.26	139,966.81	127,103.49	66,197.16	75,494.39	75,850.15	61,730.15	49,512.5	19,368.74	18,345.91	-	22,723.42	17,774.54	16,194.45	10,692.36	7,993.55	7,440.95	4,671.85	5,219.26	4,928.14	3,081.69	-	3,141.53	2,480.87	-
2017	424,597.09	173,904.63	190,209.5	130,698.06	125,379.71	55,882.58	83,519.8	83,031.99	56,738.99	48,750.78	-	16,991.88	31,625.46	21,377.16	16,119.45	12,516.02	8,970.76	6,248.6	6,677.36	4,107.31	4,717.78	4,589.91	-	3,078.86	2,867.03	2,189.94	-
2016	361,037.78	168,819.09	190,432.94	120,571.78	121,083.51	46,349.48	96,832.47	62,125.25	51,771.13	47,275.5	-	13,860.92	31,793.73	20,207.45	13,734.99	9,781.57	7,042.2	6,188.09	6,041.42	3,792.04	4,308.18	4,187.91	2,685.46	1,670.97	2,758.11	-	-
2015	396,212.95	152,563.63	173,894.28	110,096.29	116,349.38	40,185.1	73,367.71	60,926.3	48,188.37	57,155.96	-	7,637.31	34,594.05	19,731.39	12,257.76	8,156.38	5,838.09	4,717.64	5,714.72	3,057.68	4,095.88	3,880.46	2,367.64	1,565.31	2,673.75	-	907.93
2014	381,163.22	139,625.67	167,892.81	106,054.95	96,975.54	34,562.02	72,911.82	52,496.53	46,006.1	52,162.2	8,536.76	4,706.6	38,063.78	20,257.45	11,851.97	6,667.62	5,126.93	5,143.86	5,497.21	2,570.3	4,189.22	3,607.41	2,150.53	1,346.73	3,048.37	1,704.91	800.59
2013	390,969.01	165,449.34	194,156	93,159.64	92,496.57	29,294.34	71,753.72	61,957.62	42,592.96	49,170.02	23,137.95	4,325.99	35,615	30,114	10,899.38	9,625.13	4,669.71	4,003.61	5,292.71	2,140.91	4,192.61	3,331.29	1,923.44	1,133.24	2,996.42	2,150.04	813.71
2012	398,972.66	160,537.65	174,621	92,745.46	91,971.28	26,575.73	66,699.86	58,615.4	54,259.09	47,512.86	23,397.11	4,451.08	34,108	28,080	9,864.37	9,537.05	4,029.29	3,751.1	-	1,823.16	4,185.48	3,048.62	1,663.09	1,023.25	2,946.67	2,258.99	511.14
2011	373,116.56	141,751.45	165,421	93,747.77	90,160.09	23,808.89	59,260.16	55,073.02	54,846.76	45,060.36	23,572	4,866.26	35,501.6	25,766	9,616.46	10,264.89	3,504.2	3,452.15	-	1,533.16	4,059.06	2,689.04	1,492.11	1,121.97	2,938.11	2,194.03	745.04
2010	345,072.62	120,561.26	150,830	91,529.81	88,331.54	21,001.09	52,993.18	51,986.09	52,751.22	42,844.63	22,772	5,455.45	35,490.6	24,567	7,000.62	9,382.34	2,883.51	2,877.24	-	1,367.94	3,953.97	2,335.68	1,319.82	813.04	2,890.19	1,978.2	540.87
2009	323,756.79	114,180.05	139,293	87,963.91	79,939.5	16,770.15	42,863.33	48,718.98	41,910.5	39,502.73	23,054.5	5,928.06	29,698.6	23,040	6,730.21	8,499.59	2,660.57	2,469.09	-	1,378.32	3,727.52	2,252.34	1,322.49	804.71	2,686.95	1,848.69	499.58
2008	316,457.1	62,538	135,236	91,777.93	79,065.69	17,958.41	49,608.76	46,521.87	38,758.11	38,910.8	25,377.6	5,471.81	10,771.77	21,284	6,730.05	10,295.94	2,561.19	2,149.28	-	1,553.7	3,728.43	2,552.15	1,696	924.77	2,597.88	1,899.43	461.42
2007	296,703.11	76,570	128,258	87,718.52	73,468.24	13,552.9	47,134.59	43,472.53	35,477.47	40,004.3	23,261.3	5,196.04	32,049.8	19,402	5,013.65	9,629.59	1,577.13	1,946.17	-	1,258.15	3,319.49	2,293.56	1,449.88	669.01	2,431.86	1,534.36	381.62
2006	270,974.12	71,315.42	163,264	78,079.65	67,824.24	10,139.15	41,493.84	40,334	31,730.88	35,424.54	19,267	5,000.97	27,823	17,686	3,652.77	8,389.58	753.7	1,085.31	-	922.78	3,037.05	1,735.62	927.22	460.84	2,273.97	1,337.17	273.32
2005	249,759.84	63,542.9	158,525	70,642.19	63,003.05	7,597.59	33,612.75	37,289	28,529.61	31,239.89	15,880	5,340.27	24,143	-	2,955.45	7,462.22	458.37	739.35	-	1,070.23	2,152.33	1,200.84	578.05	412.23	2,147.09	1,150.68	229.72
2004	219,600	58,026.53	150,133	61,782.84	60,349.31	5,350.9	29,481.56	33,417	25,332.39	28,207.65	13,645.7	3,918.04	21,668.5	-	2,295.31	6,730.42	352.23	625.47	-	677.05	2,194.97	860.93	683.04	338.43	2,054.31	1,017.29	211.3
2003	204,000	50,875.24	140,479	52,768.5	57,237.94	-	29,591.55	31,210	22,810.04	25,360.89	11,766.7	4,013.64	19,588.7	-	2,282.21	6,355.24	117.8	458.31	-	464.43	2,307.77	617.41	498.77	192.94	1,935.45	901.99	167.41
2002	190,000	44,767.45	133,201	46,298.73	54,020.41	-	23,032.24	29,229	20,775.55	22,887.1	10,582	3,026.55	18,097.7	-	1,504.09	5,160.46	54.22	312.19	-	361.51	2,039.32	468.48	381.12	115.03	1,833.04	796.49	144.82
2001	170,000	32,417.56	121,450	-	51,772.17	-	19,988.96	25,576	17,766.5	21,720.28	8,596	2,509.33	16,200	-	1,110.01	3,745.53	20.01	-	-	163.31	1,753.63	343.14	306.04	57.08	1,576.27	675.96	-
2000	153,000	23,116	109,734	-	44,537.99	-	17,287.95	22,946	14,286.05	20,036.45	5,800	1,857.75	14,000	-	618.58	609.22	7.67	-	-	83.28	1,518.55	207.19	285.13	-	1,391.85	552.41	-

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Release date

July 2022

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Region

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Survey time period

2000 to 2021

Special properties

The source did not provide figures for all countries; Due to Brexit, the source from 2020 onwards removed all figures that cover the United Kingdom

Supplementary notes

The figures have been taken from several publications.

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